A significant change is coming to how you interact with the IRS. Executive Order 14247, signed on March 25, 2025, requires all payments to and from the Internal Revenue Service to be processed electronically beginning September 30, 2025.
The Change: Going Fully Electronic
Starting September 30, 2025:
- No more paper checks accepted for any tax payments
- Electronic refunds only through direct deposit or prepaid debit cards
- Universal requirement for all taxpayers – individuals, businesses, and tax-exempt organizations
Why This Change Matters
This transition addresses significant security vulnerabilities in the paper check system. Paper checks are susceptible to mail theft, check washing schemes, and identity theft, creating extended windows of vulnerability. Electronic systems provide enhanced security through real-time authentication, encryption, and immediate fraud detection.
This change:
- Enhances security and reduces check fraud risk
- Improves processing efficiency and reduces errors
- Provides faster processing of payments and refunds
Your Electronic Payment Options
Recommended Primary Options:
- IRS Direct Pay (individuals) – Free, secure bank account payments with immediate confirmation
- Electronic Federal Tax Payment System (EFTPS) (businesses and all taxpayers) – Comprehensive system with detailed payment history
Additional Options:
- Credit/debit card payments (fees may apply)
- Electronic funds withdrawal when e-filing
- Phone payments through automated systems
Complete details at: https://www.irs.gov/payments
Setting Up Electronic Refunds
- Provide accurate banking information on your tax return
- Choose direct deposit for fastest processing
- Update information if you’ve changed banks
Protecting Yourself from Fraud
Be vigilant during this transition period. Red flags include:
- Unsolicited calls/emails about “updating payment information”
- Requests for banking details via phone or email
- Pressure to act immediately or threats of penalties
Remember: The IRS initiates contact through official mail, not phone calls or emails. When in doubt, contact our office or call the IRS directly at 1-800-829-1040.
Action Timeline
Before September 30, 2025:
- Set up your electronic payment method
- Update direct deposit information
- Contact us with questions
After September 30, 2025:
- All payments must be electronic
- Paper checks returned unprocessed
How We Can Help
Our team can assist with:
- Payment method setup and selection
- Step-by-step process assistance
- Ongoing support
Take Action Now
Don’t wait until the deadline:
- Visit https://www.irs.gov/payments to explore options
- Set up your preferred electronic payment method
- Update your direct deposit information
- Contact our office for assistance
Ready to prepare for electronic payments? Contact our office today – we’re here to make this transition smooth and secure for all our clients.
